Online Adult Sites - How to Find the Right Merchant Account Provider

Like most high risk merchants, online adult sites need a transaction processor that is able to handle a high volume of sales with efficiency, and without charging an exorbitant amount for transaction or monthly fees. This need for high volume processing is even more necessary for adult sites, because these businesses often experience a very high rate of sales in a relatively short period of time. Although most high risk merchant account providers offer the same basic level of customer service and transaction fee schedules, adult sites have some unique needs that may only be met by either specialty processing companies or offshore high risk merchant accounts, including: 

·         Increased discretion: Because of the nature of adult sites, any high risk processor will need to assure clients that any and all credit and debit card transactions will be processed using the absolute highest privacy standards. These privacy policies are actually more difficult than one would think, because the processor will still need to use address verification and order confirmation in order to assure that all purchases are legitimate. However, by using security encrypted software and the latest security technology, adult sites can usually assure their customers that their transactions are kept completely private. In order to find out exactly how discreet your processor is able to keep your high risk merchant account, ask for specifics about the technology they use to process transactions.

·         Ability to handle and verify high volume sales. While many industries can only hope for a high volume of sales, adult sites usually find that they deal with high volume of transactions every single day. High risk merchants who run adult sites will need to find a processor that is not intimidated by such a high sales volume, as well as one with the technology available to successfully verify transactions in order to avoid a high rate of chargebacks.

·         Knowledge of the inevitability of chargebacks. Experiencing chargebacks is simply par for the course for adult sites. Many of these sites have taken advanced online security measures; but this area of business continues to have one of the highest rates of chargebacks of any high risk merchant accounts. A processing company that deals with online sites will need to have a thorough knowledge of chargebacks and the process used to clear up these account discrepancies in order to successfully handle them; otherwise, both the adult site and the high risk processor will find that they lose a significant portion of their profits due to chargebacks. 

Adult site companies that are looking for a high risk processor will need to be very clear in describing their unique processing needs in order to avoid frustrations in the future. It is best to be upfront about your particular processing needs, rather than to simply wait and hope for the best.

High Risk Processor is a specialty company that focuses on High Risk and High Volume Merchant Accounts, and Offshore Merchant Accounts. High Risk Merchant Accounts usually deal in such industries as mail order companies, telephone orders, adult entertainment websites, direct marketing transactions, online dating and escort services, outcall services, travel, telecom companies, timeshares industries, herbal supplements and weight loss programs, magazine subscriptions, membership services and clubs, ticket sales, multi-level marketing merchant accounts, bail bonds, gun shops, pawn shops and rare coin shops, water filtration and  purification systems, collection agencies, auto rentals, computer sales, custom design products, software and hardware sales, detective services, door to door sales, massage parlors, hair restoration clinics, cosmetic surgery businesses, high ticket and high volume merchant accounts, home based businesses, fortune tellers, infomercial merchants, insurance and investment products, custom jewelry designs, phone and sales, enrichment seminars, schools, sports collectibles, used auto sales, diet centers, vitamin and herbal supplement stores, international merchants, companies facing a high number of chargebacks, and more.