The importance of e-commerce security is impossible to over-emphasize. If you are a high risk merchant or high volume merchant running an online business (such as adult websites, dating or escort services, online gambling sites, outbound telemarketing, travel, timeshare sales, internet pharmaceutical or herbal supplement sales, subscription or membership services, multi-level marketing (MLM), collections, check cashing, and many more) then e-commerce security should be a topic of importance to you.  

High risk merchants and high volume merchants deal with many e-commerce security issues on a regular basis, which can make them a risky a bet for standard e-commerce merchant accounts. Such high risk merchants often have to apply for high risk merchant accounts or high volume merchant accounts through a domestic or offshore provider.  

E-commerce security issues threatening high risk merchants include credit card transaction processing details (including customer names, credit card numbers and other details provided to the merchant or third-party credit processor for payment). Vulnerability in a merchant’s e-commerce security can lead to identity theft, credit fraud, and penalties for both the consumer and the merchant. High volume merchants are especially susceptible to e-commerce security breaches simply due to the high volume of transactions processed and information exchanged on a daily or even hourly basis.  

However, if you are a high risk merchant, a high volume merchant, or a multi-level marketing merchant, you should not be discouraged or afraid to operate your online business. There are many reliable and effective e-commerce security tactics that can help protect your business against the risk of fraud.  

Education is perhaps the most important part of the e-commerce security process – learn what options are available to you as an online merchant. Educate yourself on options such as firewalls, storing confidential information, external security audits, and appropriate password policies. Advise your users on your business website to create strong passwords and to keep them confidential. Become familiar with the process or credit card fraud. Look into options such as Address Verification Service (AVS) to help identify potentially fraudulent activity. Apply for a high risk merchant account that provides you with frequent statements of transactions and 24-hour customer service to answer account-related inquiries.

If you are a high risk merchant or a high volume merchant, High Risk Processor can help your business succeed. High Risk Credit Card Processor represents over twenty different processing sources (United States-based banks, offshore banks, third party processors, ACH Processors, check drafts and more). High Risk Credit Card Processor has creative solutions to accommodate your business’s processing needs. Regardless of your business type or volume, we'll get your account approved quickly and keep it running smoothly without any volume caps.