How to Tell a Legitimate High Risk Merchant Account

Are you looking for a high risk merchant account? There are so many offers out there that can be found through search engines and ads. Don't make the mistake of working with a scam high risk account company! There are many types of high risk accounts. If you want to start a tobacco merchant account or pharmacy merchant account, you will need to find a reliable merchant account.

When searching for a merchant, you will find websites may seem professional and beautifully designed. Don't fall for a front for a fraudulent company who will do little more than steal from you and your customers! Many scammers will post certain fees, but then charge differently or additional fees and you don't find out until you get the bill. Many fraud sites also can resemble legitimate responsible merchant account providers, which is an added challenge.

How can you tell which ones are legitimate credit card merchants?

1). Do your research! Before even considering giving them any personal or business information, including credit card information, make sure you check the site out thoroughly. With online forms, it is easy to sign-up or put your information into something quickly before you realize that you've been scammed.

2). Call the phone number that is listed on the site. Ask for additional information about the company and referrals. If there isn't business information like e-mail addresses, names, or phone numbers, proceed with caution.

3). Look for or ask for a privacy policy. Usually this will be found in the Help section or Customer Assistance. A site without one may not be trustworthy.

If the site doesn't have a privacy policy or phone number, do a few Internet searches with the company name. Scam.com is a forum for users to vent their complaints. This site is broken into sections of different types of scams. Search engines may lead you to suspicious information about the company name or the listed contact person. Also, check the Better Business Bureau Online bbbonline.org. Companies that are legitimate can post the Better Business Bureau seal on their website.

High Risk Merchant Twin Sites

Sometimes, you may think you are on a legitimate site that you've used before. Always check the URL to see if you have typed the web address correctly. Some fraud sites deliberately create their addresses similar to those of trusted businesses, gaining your attention from human error. Many times, these sites look exactly like the original, so it can easily go undetected.

E-mail scams for high risk merchant sites

Another technique that scammers use is sending e-mails that resemble a real company's design and color scheme. The familiarity of the branding create a false sense of security, which may cause customers to provide them with sensitive information. These e-mails link to a twin site, then simply record the information that you enter in, including passwords, user names and account numbers. No legitimate site will ask you to verify sensitive information through e-mail, so beware of this type of scam. Make sure the from address has the correct domain name, and that it is addressed correctly. Sometimes SPAM filters do not always work, so do not be tricked!

High Risk Processor specializes in High Risk Merchant Accounts, High Volume Merchant Accounts and Offshore Merchant Accounts. High Risk Merchant Accounts include such industries as mail order, telephone orders, adult entertainment industry, direct marketing industry, dating, online dating and escort services, outcall services, travel, telecom, timeshares industry, herbal supplements, diet companies, subscription services, membership services and clubs, ticket sales, MLM merchant accounts, multi-level marketing businesses, bail bonds, pawn shops, water filtration systems merchants, collection agencies, auto rental companies, rare coin and collectible shops, computers, custom design products, software sales and service, detective services, door to door sales, massage parlors, gun shops, hair restoration services, cosmetic surgery, high-end ticket sales, high volume merchant accounts, home based and telecommuting businesses, fortune tellers, infomercial merchant accounts, insurance products, investment products, custom jewelry sales, multi level marketing, MLM organizations, phone sales, internet businesses, seminars, educational institutions, sports collectibles, used auto sales, water purifier sales, weight loss centers, vitamin and herbal supplement stores, international merchants, companies facing high chargebacks, etc.  
For additional information about this article or about obtaining High Risk Merchant Accounts, please call 702-454-0760 or email info@highriskprocessor.com.

 

   
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